KKP Better 4.7.0

The KKP Better application represents a comprehensive financial management tool developed by Kiatnakin Phatra Bank. It aims to consolidate various financial services including savings, loans, investments, insurance, and planning into a single platform, streamlining user access and management.

Enhanced features facilitate improved financial organization and growth:

• Better Box: Allows users to categorize funds from their KKP SAVVY account into distinct 'boxes' tailored for different financial goals. This feature promotes clear separation of income and expenses, facilitating personalized fund allocation.
• Better Bonus: Offers supplemental interest accrued on top of the standard savings account interest, which increases proportionally with deposit duration. The flexibility to withdraw at any time enhances user convenience.
• Better Investment: Provides access to over 1,000 investment funds across 19 leading asset management companies within a single account. Cost-effective options such as fee-free E-Class funds are available to optimize returns.
• Better Lending: Features a credit line decision process that typically takes approximately five minutes. Benefits include no interest charges when unused and potential interest rate discounts for specified essential expenses.
• Better Insurance: Offers quality insurance products from Generali with simplified purchase procedures—no health checks required—and easy claim filings via the GEN 365 app, minimizing paperwork and inconvenience.
• Asset Summary: Provides a clear overview of deposits, investments, and overall assets, supporting precise expenditure planning and comprehensive financial oversight.

Important Notices:

• Interest rates, terms, and conditions related to the KKP SAVVY Savings Account are subject to the bank’s specific criteria and requirements.
• Potential investors should thoroughly understand product features, associated risks, terms, and expected returns prior to making investment decisions. The KKP Better app serves as an interface for services offered by Kiatnakin Phatra Securities PCL., with some funds incurring management fees while others may be fee-free; details are available in respective fund prospectuses.
• Prospectuses are available upon request from Kiatnakin Phatra Securities PCL. or the relevant asset management companies (AMCs).
• The funds managed under this platform are overseen by Kiatnakin Phatra Asset Management Co., Ltd.
• Borrowing should be limited to what is necessary and within one's repayment capacity. The effective interest rate (EIR) ranges from 9.99% to 25% annually. Loan approval depends on the bank’s credit assessment criteria; potential borrowers should review all product details comprehensively.
• Applicants for insurance should understand coverage specifics, terms, and conditions before proceeding. These insurance products are underwritten by Generali Insurance (Thailand) Public Company Limited, with Kiatnakin Phatra Bank acting solely as a non-life insurance broker.